“White glove” and “concierge” are terms companies use to refer to premium services that cover scheduling and other hassles. Upgrading to Ultra also comes with improved recovery services like a white glove resolution concierge. We enjoyed other new monitoring features at this tier, too, like home title monitoring and change-of-address monitoring. This helps us monitor our social media presence, as it checks for threats to our reputation. The Ultra plan also includes a “Social Insight” feature. If you’re looking to improve your score or think you might take out a major loan like a mortgage sometime soon, this is a great option. We think this is a useful perk for anyone who wants to take a closer look at their credit details. But it also comes with a full three-bureau credit report. Ultra includes everything that we got with the Value and Total plans. Who it’s best for: Anyone who wants comprehensive identity monitoring and fraud protection. With Total, we enjoyed coverage that flagged and notified us of changes in our credit reports and scores across all three bureaus. Identity Guard’s Total Plan builds on what the Value plan offers, and it also comes with important credit monitoring features. But there’s no guarantee that every piece of information goes to all three bureaus, so we recommend having monitoring in place for all three bureaus. If someone tries to take out debt in your name or runs up a bill on your credit card, these agencies are likely to hear about it. Identity Guard Price Snapshotĭid You Know? There are three main credit reporting bureaus: Equifax, Experian, and TransUnion. We’ll get to that part later, but for now, have a look at Identity Guard’s pricing. To choose a plan, look at the features of each one and choose the one that offers the features you need. But as you would expect, the premium plans offer more features and better protections. After all, going with the lowest-tier plan is better than having no protection at all. Now, as for which Identity Guard plan is the best, we think that all of them are viable options. In fact, we’ve ranked Identity Guard as one of our best identity protection services list. Identity Guard has really strong monitoring, recovery, and insurance, and it’s priced really well. 2 And for obvious reasons, having insurance included in your package can really pay dividends. This is crucial, as there are tons of chores to think about if you ever fall victim to identity theft (reporting the incident, freezing credit files, filing a report to insurance companies, and more). We’re also glad to see that recovery and insurance are standard across all price points, too. First, you’ll get basic monitoring services with all plan tiers. With Identity Guard, we think you’ll get valuable protection at every price point. And if we are victimized, services like this can help us recover. Monitoring can spot threats fast, buying us time to protect ourselves by canceling credit cards, freezing credit files, etc. We trust services like this because they keep tabs on our credit, social security numbers, and other important matters. He earned an MA in Digital Media from London Metropolitan University during the pandemic and in his free time publishes a music webzine, The Agit Reader.FYI: “Identity protection” doesn’t mean crime-fighting - it means monitoring and recovery. News and World Report, he has written for such publications as Popular Mechanics, Digital Trends, and TechRadar. Stephen Slaybaugh is a writer with more than 10 years of experience covering consumer tech. News, Kinney worked as a reporter and editor for Bloomberg, LexisNexis, and other news organizations covering legal and regulatory issues, with a focus on technology-related matters. He currently focuses on consumer electronics and personal security services for 360 Reviews. ![]() News & World Report in 2019, where he was instrumental in launching the company's 360 Reviews vertical. Jeff Kinney began working as an editor for U.S. If you have a question that hasn’t been answered in one of our guides, send an email to and we’ll do our best to help. Our privacy and technology team has done countless hours of research on all sorts of consumer technology products and services.
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